Compliance and licenses
Who is licensed, where, under what number, and who actually issues the policies.
Licensed producer
- Owner and producer: Aliona Zamarin
- National Producer Number: 21713809
- Resident state: North Carolina
- Business structure: sole proprietor, operating under the business name Zamarin & Co. Advisory Partners
Licensure belongs to Aliona as an individual producer. Zamarin & Co. Advisory Partners is a business name, not a separately licensed company, and nothing on this site should be read as claiming otherwise. You can verify any producer license through your state department of insurance or the National Insurance Producer Registry.
States
Licensed to transact life and health insurance in North Carolina, South Carolina, Florida, Texas, Virginia, Ohio, Michigan, Washington, Pennsylvania and Massachusetts. Nothing on this site is an offer to sell or a solicitation to buy insurance in any state where she is not licensed. Product availability, features, riders, and pricing vary by state and by carrier.
Who issues the policies
All insurance products are underwritten and issued by the individual insurance carriers, not by Zamarin & Co. Advisory Partners, not by Aliona Zamarin, and not by Symmetry Financial Group. Zamarin & Co. is an independent producer who places coverage with those carriers on your behalf. Symmetry Financial Group is a partner organization, not a parent company and not the underwriter.
Quotes, estimates, and coverage
The coverage estimator on this site produces an illustrative range from the general answers you provide. It is not a quote, not a rate, and not an offer of insurance. It does not use carrier rate tables and does not account for underwriting. Your actual premium is set by the carrier after a full application, based on your age, health history, any required medical exam, tobacco use, occupation, avocations, the product selected, and your state. No coverage is in force until a carrier issues a policy and any required first premium is paid.
Earnings and the agent opportunity
The career information on this site describes an independent contractor opportunity, not employment. Agents are 1099 contractors paid by commission and are responsible for their own licensing, taxes, and business expenses.
No agent’s earnings, success, or production should be viewed as typical. Figures shown anywhere on this site, including the income selector in the application, illustrate what some agents have achieved. They are not averages, not projections, and not a representation of what you will earn. Results depend entirely on individual effort, skill, time invested, and market conditions, and no level of income is promised or guaranteed.
Not professional advice
Nothing on this site is legal, tax, accounting, or investment advice. Life insurance interacts with estate planning and taxes in ways that depend on your situation. Speak with your own attorney or tax professional before relying on anything you read here.
Questions or a complaint
Reach Aliona directly using the phone number or email address in the footer of this page. You may also contact your state department of insurance at any time.